COVID-19 coverage can also be included in the HMO program to help you and your employees be protected during this pandemic. Please fill up the INQUIRE form below, and let our Account Officer help you with your requirements.

HMO or Health Maintenance Organization is a healthcare delivery system that provides comprehensive healthcare and services for its members. It is responsible for the payment of an insured ’s medical expenses, doctor ’s fees, hospitalization, clinic visits, and other medical care such as outpatient consultation and diagnostics.

HMO coverage may be customized in any of these programs:

  • In-Patient benefits (inclusion of Claimability Assessment)
  • Out-Patient benefits including ancillary benefits (e.g. laboratory tests and diagnostic procedures)
  • Emergency Care benefits
  • Annual Physical Examination
  • Dental Benefits
  • Financial Assistance
  • Daily Hospital Income Benefit
  • Maternity Benefit
  • Repatriation Clause
  • Management of Medical Profile (e.g. Corporate Solutions, Wellness Programs)


For SMEs with 5 to 150 employees, we offer TRINITY CARES

Trinity Cares provides a comprehensive and cost-effective HMO program to empower SMEs to fulfill their obligation to their employees. In today's race for talent, it is essential that businesses, no matter the size, can retain and even attract talents as the economy recovers from the effects of the pandemic. This is the reason why Trinity developed this HMO product specifically designed for SMEs as HMO is the most sought-after benefit by employees and applicants alike.

COVERAGE includes in-patient, out-patient,  wellness program, annual physical exam, emergency care, financial assistance, maternity assistance, dental, and tele-consultation services. Pre-existing condition is also covered up to maximum benefit limit.

WITH FREE nutrition, diet counseling, and menu evaluation. WITH ACCESS to a large network of hospitals and healthcare providers in the country. And FLEXIBLE payment scheme: Annual, Semi-annual, Quarterly.

For as low as PHP 6,000* per head, you can provide HMO benefit to your employees for the whole year! Inquire now using the form below.

(*depending on the number of employees, coverage, access to hospitals, etc.)


What are the information/documents needed for HMO?

  • With Existing Plan
    • Copy of the contract/schedule of benefits
    • 9-month utilization report
    • List of employees and dependents with date of birth, civil status, and current plan cover
    • Broker of Record (BOR) – form will be provided by Trinity
  • Virgin account (no HMO yet)
    • Preferred plan benefits, if possible
    • List of employees and dependents with date of birth and civil status
    • Broker of Record (BOR) – form will be provided by Trinity
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