Employee Benefits


HMO (Health Maintenance Organization)
(HMO) Program
Shipowner’s Healthcare Program for Seafarers and Dependents
Group Term Life and Personal Accident Insurance
Group Medical Insurance
Travel Insurance
Hospital Income Insurance
Critical Illness
Amended Migrant Workers Act (AMWA) Insurance
Third Party Administration (TPA)
Amended Migrant Workers Act (AMWA) Insurance
International Medical Insurance (peso and dollar-denominated plan)

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Health Maintenance Organization (HMO)

Product Brief:
HMO or Health Maintenance Organization is a healthcare delivery system that provides comprehensive healthcare and services for its members. It is responsible for the payment of an insured’s medical expenses, doctor’s fees, hospitalization, clinic visits, and other medical care such as outpatient consultation and diagnostics.

Product Highlights:
In and Out Patient medical care
Dental benefits
Annual Physical Examination
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