Marine Cargo Hull & Aviation Insurance

Marine Cargo Insurance is coverage against loss of or damage to in-transit cargo over waterways, land, and air. Marine Hull Insurance is insurance protection against loss of or damage to a ship. Aviation Insurance is insurance coverage for aircrafts and for the damage, injury, or loss of life.

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Marine Cargo Insurance

Covers against loss or damage to cargo due to:

• Fire
• Explosion
• Stranding
• Grounding and sinking of vessel
• Overturning or derailment of land conveyance
• Collision with any external object
• Discharge of cargo at a port of distress
• Earthquake
• Volcanic eruption or lightning
• General overage sacrifice
• Jettison
• Washing overboard
• Water damage
• Total loss of package whilst loading onto or unloading from vessel or croft
• Expenses incurred to minimize loss

Marine Hull Insurance
Is insurance coverage for the ship or vessel’s hull such as:

• Losses due to total loss of the vessel or expenses due to repair or damages to the vessel’s hull
• Machinery, or equipment losses due to the vessel being missing;
• Vessel’s shore in losses, expenses, and contribution allowed in general overage
• Necessary and properly incurred expenses for the salvage of the vessel
• Necessary and reasonable expenses for preventing
• Minimizing the loss, or ascertaining its extent

The coverage extends to cover: loss of hire, war risks, and protection and indemnity for third party liability.

Aviation Insurance
Covers the aircraft against the physical loss or damage during its flight, taxiing, whilst being moored, grounded, with rotors in motion, and with rotors not in motion/ingestion.

The coverage extends to cover:
• Legal liability to third parties for bodily injury including death,
• Accidental damage to property arising out of the insured’s operation and/or ownership of the aircraft
• Passenger legal liability for bodily injury and/or property damage to passengers whilst boarding, alighting from, or traveling in the aircraft
• Pilot personal accident insurance

• Assured’s name
• Voyage route
• Frequency of voyage
• Type of cover to be applied:
– Cargo
– Hull
– Aviation
• Details of vessel / Aircraft
• Conveyance
• Geographical limit
• Sum insured
• Mortgage, if applicable
• Loss history

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