What is Full Political Violence? 

Political Violence refers to the destructive acts that is driven by political motives. It is usually driven by political, ideological, or social objectives. Political Violence can take many forms including: riots and protests that turn violent; Terrorism and Sabotage; Civil commotion and strike that may cause destruction; Rebellion, insurrection, coups, and revolutions; and war or civil war. 

For businesses, these incidents pose unpredictable and often devastating risks. It may cause property damage, supply chain disruptions, or even force an operational shutdown. Just like any other major risks, the financial consequences of political violence are severe and can threaten long-term stability. 
This is where Full Political Violence Insurance steps in. It covers risks of losses, damages, and interruptions to your business as it helps continuity even during periods of political unrest. 

Sample Cases

To better understand how political unrest can impact businesses, here are real-life scenarios that happened in the Philippines as it shows its unpredictable and damaging effects. 

1.    In 2007, a group of officers and soldiers stormed in a luxury hotel, calling for an uprising against the government. They rammed an armored personnel carrier straight though the lobby. What was intended as a political statement left behind over  $1.2 million in property damage. This event was unexpected and beyond the hotel's control, but the financial consequences were very real.

2.    In September 2025, what began as an anti-corruption protest in Manila turned violent when rioters stormed a motel after alleging that a police officer had shot one of their own and taken refuge inside. The rioters smashed glass doors with rocks, looted and broke into the establishment’s vault, and took employees’ phones, IDs, and cash. Guests were trapped inside during the turmoil, and a security guard was reported injured amid the rampage.  

These cases highlight how political unrest can quickly spiral into destruction, disrupting business operations, inflicting financial losses, and even endangering lives. Trinity’s Political Violence Insurance becomes essential in these incidents, offering not just financial recovery, but the confidence that your business can endure and continue operating even amid social and political instability. 

Coverage of Full Political Violence Insurance

At Trinity, we offer comprehensive Full Political Violence Insurance designed to protect your business from risks that standard policies often exclude. Our coverage includes: 

•    Protection from political violence events such as terrorism, sabotage, strikes, riots, civil commotion, malicious damage, insurrection, revolution and rebellion, mutiny, counter insurgency, coup d’etat, war and civil war. 
•    Terrorism liability coverage for third party property damage and bodily injury
•    Business interruption coverage to help sustain operations and manage revenue loss
•    Extended protection including contingent business interruption, denial of access, and forced abandonment. 

With these coverages, your business gains a safety net that goes beyond the basics, providing lasting protection and the resilience to keep operations steady even when faced with uncertainty and disruption. 

Why is it beneficial for businesses? 

Your business might face risks that are beyond ordinary accidents or natural disasters. Political unrest can be also a reason for interruption of operations in ways that are both sudden and severe. With this, Trinity have collated the importance of Full Political Violence Insurance for your business: 

1.    It protects against severe financial losses from unrest
Political violence such as riots, coups, or armed conflicts can cause property damage and revenue losses, especially without proper coverage. Full Political Violence Insurance provides businesses with a safety net from these unpredictable shocks, while helping them to recover faster. 

2.    It enables safer expansion into higher-risk markets 
With Full Political Violence Insurance, you can grow your business across provinces and borders while facing political risks such as policy shifts, civil unrest, or war. It gives companies more confidence to invest and operate nationally or globally. 

3.    It improves business planning and risk awareness 
Political Violence is considered as an unpredictable risk that may impact your business. Full Political Violence Insurance becomes part of a bigger plan to stay resilient, as it encourages companies to think ahead, set aside resources, create backup operations, and prepare “what if” strategies for unexpected events. 

Why Choose Trinity?

Choosing the right insurance broker partner makes all the difference. Here at Trinity, we combine decades of expertise and experience with trusted partnerships to give the protection and service you and your business deserve. Here’s what sets us apart: 

1. Knowledge and Expertise. Trinity has more than 38 years of experience in the Insurance industry. 
2. Security and Peace of Mind. Trinity has extensive network of reputable and trustworthy insurance providers from local and abroad, ensuring reliable protection from your needs. 
3. Excellent Customer Service. We offer customized and cost-effective programs coupled with Professional and Personalized touch. 
4. Global Reach. We are a part of various international networks which operate in more than 100 countries, providing you with local expertise and world-class services. 

With Trinity’s Full Political Violence Insurance, your business isn’t just covered. It’s also protected, resilient, and empowered to move forward with confidence even in times of uncertainty. Because here at Trinity, we are always eager to serve you. 

To know more about Full Political Violence Insurance, inquire now: https://trinity-insures.com/pages/full-political-violence-insurance

Sources: 
• https://www.irmi.com/term/insurance-definitions/political-violence
• https://www.investopedia.com/terms/p/political-risk-insurance.asp 
• https://www.theigc.org/sites/default/files/2018/05/Political-risk-insurance.pdf
• https://www.gtreview.com/supplements/gtr-insurance-supplement-2014/political-risk-report-navigating-conflict-and-post-conflict-countries/ 
• https://link.springer.com/article/10.1057/rm.2015.5 
• https://www.philstar.com/headlines/2025/09/22/2474629/what-we-know-so-far-sept-21-mendiola-recto-riots 
• http://news.bbc.co.uk/2/hi/asia-pacific/7118456.stm