Bicycle Insurance

Enjoy the ride without the worries! When you’re on the road, accidents may happen anytime, anywhere. This is why it’s important that you and your bike has maximum protection coverage with Trinity Bike Insurance.

Trinity Bike Insurance is a comprehensive insurance that provides full protection for all damages and losses to the insured vehicle, including liabilities that may be incurred for its use.

COVERAGE:

All Risks (Total Protection Package) – All risks of any sudden and accidental direct physical loss or damage from any external cause to the Insured Property, except as specifically excluded and subject to the terms and conditions under the Policy.

EXTENSIONS:

If, while riding on, mounting, or dismounting from your bicycle within the geographical limit, you sustain accidental bodily injury or death.

• Accidental Death & Disablement : Php 50,000
• Unprovoked Murder and Assault : Php 50,000
• Medical Reimbursement : Php 10,000
• Burial Benefit : Php 5,000
• Eligibility is 18 to 65 years of age.
• No infirmities

• Legal Liability for accidental Bodily Injury or accidental Property Damage sustained by Third Parties, subject to Policy Exclusions.
• Combined Single Limit and Annual Aggregate of Php 50,000.

BICYCLE CARE CONDITIONS:

• Take reasonable steps to prevent accidents or injuries and to protect your property against loss or damage.
• Keep any property insured under this policy in good condition and repair.
• Always wear a protective helmet properly where the chin strap is securely fastened while riding the bicycle.

CLAIM DEDUCTIBLES:

• Bicycle Damage - 10% of the loss, minimum of Php 2,000 each and every claim
• Third Party Liability - 10% of the loss, minimum of Php 2,000 each and every claim

TOTAL ANNUAL PREMIUM:

Documents submitted in the application are subject to validation within 3 working days.