Accidents happen—even in the most well-run businesses. From workplace injuries to third-party property damage, the financial and legal consequences can be severe.

This is why Casualty and Liability Insurance is essential for protecting your business from the unexpected.

At TRINITY, we offer a comprehensive Casualty and Liability Insurance based on your requirements. This kind of insurance protects the insured against legal liability for property damage or bodily injury arising out of the ownership, maintenance, or use of the premises and all the operations that are necessary or incidental to the business (premises operations).

The coverage may be extended to include elevators/escalators liability, independent contractors, product liability, employer's liability, automobile liability, and food and drinks liability.
• Elevators/Escalators Liability - Answers for the legal liability of the assured for the ownership, maintenance, or use of any elevator/escalator.
• Independent Contractors - Answers for legal liability due to operations performed for the insured by independent contractors.
• Product Liability - protects the insured for legal liabilities that may occur for products manufactured, sold, or distributed that cause bodily injury or damage to their customers.
• Employer's Liability Insurance - Protects the insured from legal liability to pay damages because of bodily injury by accident or disease, including the death of an employee of the insured arising out of and in the course of employment.
• Automobile Liability Insurance - Protects the insured from legal liability from paying damages because of bodily injury or property damage to third parties caused by an occurrence and arising out of the ownership, maintenance, or use-including loading and unloading of any automobile.
• Food and Drinks Liability - pays for the insured's legal liability for bodily injury or illness directly caused by food poisoning or the presence of deleterious matters in such food or drinks.

What is the information needed for Casualty and Liability Insurance?
• Assured's Name
• Location of property
• Territorial/Geographic limits
• Nature of Business
• Type of cover to be applied
• Sum insured/limit of liability
• Floor area occupied
• List/description of property insured (for floater)
• Security system/manner of conveyance (for money insurance and floater)
• List of regular employees/position (for fidelity guarantee)
• Loss history
• Broker of Record (BOR) - form will be provided by Trinity
• KYC form – form will be provided by Trinity

Why choose Trinity?
• KNOWLEDGE & EXPERTISE. Trinity has more than 38 years of experience in the Insurance Industry.
• SECURITY & PEACE OF MIND. Trinity has an extensive network of reputable and trustworthy insurance providers both local and abroad.
• EXCELLENT CUSTOMER SERVICE. We offer Customized and Cost-effective programs coupled with Professional and Personalized touch.
• GLOBAL REACH. We are a part of various international networks which operate in more than 100 countries, providing you with local expertise and world-class services.

Don’t wait until it’s too late – secure your business today and give yourself PEACE OF MIND! Let’s discuss how we can protect your company from the unexpected. INQUIRE NOW!

At Trinity, we are always eager to serve you!