Covers loss or damage from any cause whilst in the contract site—from completion of unloading until, in the case of the works, the expiry of insurance; in the case of construction plant, the commencement of loading for dispatch from site or the expiry of insurance.

What are the information/documents needed for CAR/EAR?

• Assured’s Name
• Address/Location of site
• Nature of Project – commercial, industrial, government/public, or residential
• Duration
• Project Cost
• Limit of Liability (3rd party)
• Copy of Contract
• Broker of Record (BOR) – form will be provided by Trinity

Contractor's Risk Insurance covers the following risks:

• Fire/Lightning
• Natural perils/acts of nature
• Landslip/subsidence
• Accidental damage
• Collision, Collapse, Impact
• Theft and Malicious Damage
• Breakdown and explosion
• Faults in Construction / Erection
• Negligence
• Lack of skill / experience
• Short circuiting
• Arching
• Excess Voltage

Options to include:

• Construction plant and equipment
• Third party liability like vibration, removal, and weakening of support
• Inland transit
• Debris removal
• Offsite storage
• Expediting cost
• Riot / Strike / Civil Commotion coverage