Contractor's All Risk (CAR) / Erection All Risk (EAR) Insurance

Construction projects face countless risks—from accidental damage and natural disasters to theft and third-party claims. One unexpected event can lead to costly delays and financial loss.

Contractors All Risk Insurance provides comprehensive protection for your project from start to finish.

At TRINITY, we offer a comprehensive Contractors All Risk (CAR) and Erection All Risk (EAR) Insurance that covers loss or damage from any cause whilst in the contract site:
• from completion of unloading until the expiry of insurance (in the case of the works)
• from completion of unloading until the commencement of loading for dispatch from site or the expiry of insurance (in the case of construction plant)

Contractors All Risk Insurance covers the following risks:
• Fire/Lightning
• Natural perils/acts of nature
• Landslip/subsidence
• Accidental damage
• Collision, Collapse, Impact
• Theft and Malicious Damage
• Breakdown and explosion
• Faults in Construction / Erection
• Negligence
• Lack of skill / experience
• Short circuiting
• Arching
• Excess Voltage

Options to include:
• Construction plant and equipment
• Third party liability like vibration, removal, and weakening of support
• Inland transit
• Debris removal
• Offsite storage
• Expediting cost
• Riot / Strike / Civil Commotion coverage

What is the information needed for Contractors All Risk (CAR) and Erection All Risk (EAR) Insurance?
• Assured's Name
• Address/Location of site
• Nature of Project - commercial, industrial, government/public, or residential
• Duration
• Project Cost
• Limit of Liability (3rd party)
• Copy of Contract
• Broker of Record (BOR) - form will be provided by Trinity
• KYC form – form will be provided by Trinity

Why choose Trinity?
KNOWLEDGE & EXPERTISE. Trinity has more than 38 years of experience in the Insurance Industry.
SECURITY & PEACE OF MIND. Trinity has an extensive network of reputable and trustworthy insurance providers both local and abroad.
EXCELLENT CUSTOMER SERVICE. We offer Customized and Cost-effective programs coupled with Professional and Personalized touch.
GLOBAL REACH. We are a part of various international networks which operate in more than 100 countries, providing you with local expertise and world-class services.

Don’t wait until it’s too late – secure your business today and give yourself PEACE OF MIND! Let’s discuss how we can protect your company from the unexpected. INQUIRE NOW!

At Trinity, we are always eager to serve you!

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