HMO

COVID-19 coverage can also be included in the HMO program to help you and your employees be protected during this pandemic. Please fill up the INQUIRE form below, and let our Account Officer help you with your requirements.

HMO or Health Maintenance Organization is a healthcare delivery system that provides comprehensive healthcare and services for its members. It is responsible for the payment of an insured ’s medical expenses, doctor ’s fees, hospitalization, clinic visits, and other medical care such as outpatient consultation and diagnostics.

HMO coverage may be customized in any of these programs:

  • In-Patient benefits (inclusion of Claimability Assessment)
  • Out-Patient benefits including ancillary benefits (e.g. laboratory tests and diagnostic procedures)
  • Emergency Care benefits
  • Annual Physical Examination
  • Dental Benefits
  • Financial Assistance
  • Daily Hospital Income Benefit
  • Maternity Benefit
  • Repatriation Clause
  • Management of Medical Profile (e.g. Corporate Solutions, Wellness Programs)

For companies with 5 to 200 employees, we offer TRINITY CARES.

TRINITY provides a comprehensive and cost-effective HMO program to empower businesses to help their employees become healthy and well.

FULL-RISK COVERAGE includes in-patient, out-patient,  wellness program, annual physical exam, emergency care, financial assistance, maternity assistance, dental, and tele-consultation services. Pre-existing conditions are covered up to maximum benefit limit.

WITH FREE LIFESTYLE PACKAGE which is an expanded health & wellness benefit on top of your HMO benefit. WITH ACCESS to a large network of hospitals and healthcare providers in the country through cashless availments and an option to use Point-of-Service (POS) feature subject to reimbursement. AND FLEXIBLE PAYMENT: Annual, Semi-annual, and Quarterly.

COMMON-LAW PARTNER can now also be enrolled as a dependent.

For as low as PHP 6,000* per employee, your people can have HMO benefit for the whole year! Inquire now using the form below.

(*depending on the number of employees, coverage, access to hospitals, etc.)

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